We are quite often asked “How much is my personal injury case worth?”  When a person is injured in a car accident due to someone else’s fault, they are left with many questions.  The first and most important thing is to see a physician within 24 to 48 hours if you are not transported to the hospital from the scene of the accident.

Once the immediate shock of being injured begins to pass, your thoughts turn to all of the medical bills and other expenses associated with your injuries.  You are entitled to recover medical bills and other expenses under Kentucky’s personal injury law.  Generally, injured clients ask several question- the primary ones being:  “How much is my personal injury case worth?”  “What factors will help to decide the amount I am likely to receive?”

Each case is unique and highly dependent upon the facts associated with the accident, your injuries, the liability of each party and insurance coverages.  Generally speaking the main factor in your injury settlement or verdict is the severity and extent of your injuries and whether or not there will be any permanent loss of motion or scarring/disfigurement.  What type of treatment have you received and what treatment(s) will you require going forward?

The question of “How much is my personal injury case worth?” will depend on other factors as well.  Did your injuries force you to miss work?  Were you able to return to your job or have your injuries changed your ability to return to the career you enjoyed before the accident?  You are entitled to receive additional compensation for having to endure the experience of being injured as well as the pain and suffering associated with injury and recovery.

It will take some time before all of the answers to these questions are known and financially quantified.  In addition, the amount of insurance coverage of the responsible driver and your own UM/UIM coverage must be taken into account.

The personal injury attorneys at Hargadon, Lenihan & Herrington, PLLC or HLH have served Louisville and the State of Kentucky since 1924.  We cannot tell you the precise amount you will receive, but we can help to answer many of the above questions for you.  We also work aggressively to maximize the full and fair compensation you are entitled to receive.  It is not some fixed number, but is hotly contested settlement or trial verdict.

The insurance company is absolutely your adversary.  It is also important to note a recent study by the Insurance Research Council (IRC) shows that insurance payouts were much higher when the injured party was represented by an attorney.  This study also showed those represented by an attorney received 40% more on average in their settlements than those who didn’t have a lawyer.  A separate report by the IRC unexpectedly shows 85% of all settlements paid by the insurance companies for personal injuries in that study were paid to those who were represented by attorneys.

This is why it is important to review the recommendations of HLH clients and the legal industry and contact HLH or call (866) 583-9701 for a free consultation.  We will answer all of your questions including insight into the question of “how much is my personal injury case worth?”